Debit & Credit Cards

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Debit & Credit CardsYou have certainly noticed that we do not accept debit or credit cards directly, and this has very sound reasons. In Europe the card companies put the onus on gathering all relevant information about the customer on the seller.
 
In order to make sure that payment is received and to reduce abuses, buyers must make sure therefore to allow for address verification. With card fraud on the increase we do not foresee a change in our policy within the near future. For this reason we have chosen to use a payment gateway as an intermediary company to accept the debit or credit card payments indirectly. As a small trader we cannot afford the necessary credit card checking software that is both costly, complex and time consuming. Payment gateway companies are set up to handle debit and credit card payments on our behalf and have the necessary facilities to check up on the debit and credit card to minimise the risk of debit and credit card fraud. The payment gateway companies are responsible for ensuring only bona fide use of debit and credit card for Rarity4u internet sales. We are not responsible for the information that these companies ask you before authorising a debit or credit card payment, and we do not have any access to the information you provide to these companies. The personal information you provide to Rarity4u is needed for three main reasons:
 
We need your e-mail address and/or mobil number for communication with you.
 
We need your postal address to enable us to send the goods to you.
 
We ask for your date of birth to ensure you are over 18 years of age. Our terms state that we do not knowingly sell to people under this age unless it is with the express permission of either a parent or legal guardian. We know of no other way to legally satisfy this condition.
 
The gateway payment companies who have the secure encryption technology comes at a cost. It is our opinion that these costs, although small, are necessary to ensure your peace of mind that we in our way are both cognisant of, and working to ensure your privacy is maintained at all times.
 
For customers with a Norwegian bank account, we can accept Vipps payment. However at the moment we do not have this integrated into our shopping programme, so you will need to contact us for details on how to proceed with this payment method.
 

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